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Liberty Financial Company was founded in 2004 with the goal to improve the borrowing experience for middle-income consumers. The Liberty Financial name quickly became synonymous with responsible consumer lending services, A reputation that continues to this day. Liberty has since streamlined the online borrowing process and helped

over 800,000 people get the funding they deserve. Liberty is backed by some of the most well-regarded investors. Liberty partners with Citi Bank to offer access to personal loans for middle-income borrowers that need help with things like high-interest debt, home improvement, or unexpected expenses. Convenient Option

Think less with autopay or use the Liberty Card  Convenient Option

The Personal Touches Talk to real folks when you need to. Fixed Payments

No surprises. Just the same simple monthly payment. Fast Funding

Loan Funds deposited as soon as the next business day after approval.


Please review our Privacy Policy which also governs your visit to our Site to understand our practices Including the collection and use of personal identifiable information. Additionally, by using the Site, you acknowledge and agree that Internet transmissions are never completely private or secure. You understand that any message or information you send to the Site may be read or intercepted by others, notwithstanding Liberty’s efforts to protect such transmissions. 

Intellectual Property

This Site, the content, any materials downloaded, and all intellectual property pertaining to or contained on the Site including but not limited to copyrights, patents, database rights, graphics, designs, text, logos, trade dress, trademarks and service marks are owned by Liberty or third parties and all right, title and interest therein shall remain the property of Liberty and/or such third parties collectively, the Content. Content is protected by applicable trade dress, copyright, patent and trademark laws, and various other intellectual property rights and unfair competition laws. You are authorized solely to view and retain a copy of the pages of the Site for your own personal, non-commercial use. You may also view and make copies of relevant documents, pages, images or other materials on this Site for the purpose of transacting business with Liberty. You agree that you will not duplicate, publish, modify, create derivative works from, participate in the transfer of, post on the World Wide Web, or in any way distribute or exploit the Site, or any portion of the Site for any public or commercial use without the express written consent of Liberty. Additionally, you agree that you will not  remove or alter any author, trademark or other proprietary notice or legend displayed on the Site or printed pages produced from the Site and  make any other modifications to any documents obtained from the Site other than in connection with completing information required to transact business with Liberty. 

Law And Venue

This Site is located in the State of New York with regard to the use of the Site. These Terms of Use and the relationship between you and Liberty shall be governed by the laws of the State of New York without regard to its conflicts of law provisions with regard to the use of the Site. You agree to the personal jurisdiction by and venue in the state and federal courts in Cook County, New York, and agree and consent that such courts are the exclusive forum for litigation of any claim or cause of action arising out of or relating to your use of this Site or the Content with respect to the Site. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or relating to your use of this Site or the Content must be filed within one year after such claim or cause of action arose or be forever barred. 

Site Security

As a condition of your use of this Site, you agree that you will not, and you will not take any action intended to:  access data that is not intended for you; ii invade the privacy of, obtain the identity of, or obtain any personal information about any customer or user of this Site  probe, scan or test the vulnerability of this Site or the Liberty network or breach security or authentication measures without proper authorization; iv attempt to interfere with service to any user, host or network or otherwise attempt to disrupt our business, including, without limitation, via means of submitting a virus to this Site, overloading, flooding, spamming, mail bombing or crashing, or send unsolicited mail, including promotions and/or advertising of products and services. Violations of system or network security may result in civil or criminal liability.